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SmartFinancial, Inc. (SMBK) Financial History

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Banks - Regional · DATA UPDATED 2026-07-09

SmartFinancial, Inc. (SMBK) operates in the Banks - Regional industry and is headquartered in Knoxville, United States with about 581 employees. Its market capitalization is roughly $789 million. In the fiscal year ended 2025-12-31, SMBK reported $196M in revenue and $50M in net income.

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States.

Interactive charts & full statements → Open the SMBK valuation workbench →

SMBK Revenue & Earnings History — Annual Income Statement

Income statement2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Revenue$196M$172M$152M$165M
Net Income$50M$36M$29M$43M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

SMBK Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31
Total Revenue$54M$53M$47M$49M$47M
Net Income$14M$14M$14M$12M$11M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

SMBK Free Cash Flow History

Cash flow2025-12-312024-12-312023-12-312022-12-312021-12-31
Dividends Paid($6M)($5M)($5M)($5M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

SMBK Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31
Dividends Paid($1M)($1M)($1M)($1M)($1M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

SMBK Balance Sheet History

Balance sheet2025-12-312024-12-312023-12-312022-12-31
Total Assets$5.9B$5.3B$4.8B$4.6B
Total Liabilities$5.3B$4.8B$4.4B$4.2B

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive SMBK viewer.

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