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Encore Capital Group, Inc. (ECPG) Financial History

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Credit Services · DATA UPDATED 2026-07-09

Encore Capital Group, Inc. (ECPG) operates in the Credit Services industry and is headquartered in San Diego, United States with about 7,350 employees. Its market capitalization is roughly $2 billion. In the fiscal year ended 2025-12-31, ECPG reported $1.8B in revenue and $257M in net income.

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide.

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ECPG Revenue & Earnings History — Annual Income Statement

Income statement2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Revenue$1.8B$1.3B$1.2B$1.4B
Gross Profit$966M$604M$571M$770M
Operating Income (EBIT)$627M$276M$274M$466M
Net Income$257M($139M)($206M)$195M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

ECPG Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-03-312025-12-312025-09-302025-06-302025-03-31
Total Revenue$475M$474M$460M$442M$393M
Gross Profit$265M$261M$257M$236M$212M
Operating Income (EBIT)$184M$173M$173M$151M$129M
Net Income$86M$77M$75M$59M$47M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

ECPG Free Cash Flow History

ECPG Balance Sheet History

Balance sheet2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Assets$5.3B$4.8B$4.6B$4.5B
Total Liabilities$4.4B$4.0B$3.7B$3.3B

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive ECPG viewer.

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