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ChoiceOne Financial Services, Inc. (COFS) Financial History

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Banks - Regional · DATA UPDATED 2026-07-16

ChoiceOne Financial Services, Inc. (COFS) operates in the Banks - Regional industry and is headquartered in Sparta, United States with about 561 employees. Its market capitalization is roughly $503 million. In the fiscal year ended 2025-12-31, COFS reported $162M in revenue and $28M in net income.

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services.

Interactive charts & full statements → Open the COFS valuation workbench →

COFS Revenue & Earnings History — Annual Income Statement

Income statement2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Revenue$162M$92M$81M$81M
Net Income$28M$27M$21M$24M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

COFS Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-03-312025-12-312025-09-302025-06-302025-03-31
Total Revenue$42M$43M$45M$43M$31M
Net Income$14M$14M$15M$14M($14M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

COFS Free Cash Flow History

Cash flow2025-12-312024-12-312023-12-312022-12-312021-12-31
Dividends Paid($17M)($9M)($8M)($8M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

COFS Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31
Dividends Paid($4M)($4M)($4M)($4M)($4M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

COFS Balance Sheet History

Balance sheet2025-12-312024-12-312023-12-312022-12-31
Total Assets$4.4B$2.7B$2.6B$2.4B
Total Liabilities$3.9B$2.5B$2.4B$2.2B

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive COFS viewer.

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