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Bank of the James Financial Group, Inc. (BOTJ) Financial History

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Banks - Regional · DATA UPDATED 2026-07-15

Bank of the James Financial Group, Inc. (BOTJ) operates in the Banks - Regional industry and is headquartered in Lynchburg, United States with about 162 employees. Its market capitalization is roughly $118 million. In the fiscal year ended 2025-12-31, BOTJ reported $48M in revenue and $9M in net income.

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.

Interactive charts & full statements → Open the BOTJ valuation workbench →

BOTJ Revenue & Earnings History — Annual Income Statement

Income statement2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Revenue$48M$44M$42M$42M
Net Income$9M$8M$9M$9M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

BOTJ Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-03-312025-12-312025-09-302025-06-302025-03-31
Total Revenue$12M$13M$12M$12M$11M
Net Income$3M$3M$3M$3M$1M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

BOTJ Free Cash Flow History

Cash flow2025-12-312024-12-312023-12-312022-12-312021-12-31
Dividends Paid($2M)($2M)($2M)($1M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

BOTJ Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31
Dividends Paid($0M)($0M)($0M)($0M)($0M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

BOTJ Balance Sheet History

Balance sheet2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Assets$1.0B$979M$969M$929M
Total Liabilities$959M$914M$909M$878M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive BOTJ viewer.

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