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Bread Financial Holdings, Inc. (BFH) Financial History

4 years of revenue, earnings, cash-flow and balance-sheet history from public filings.

Financial Services · Credit Services · DATA UPDATED 2026-07-15

Bread Financial Holdings, Inc. (BFH) operates in the Credit Services industry and is headquartered in Columbus, United States with about 6,000 employees. Its market capitalization is roughly $4 billion. In the fiscal year ended 2025-12-31, BFH reported $3.8B in revenue and $518M in net income.

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America.

Interactive charts & full statements → Open the BFH valuation workbench →

BFH Revenue & Earnings History — Annual Income Statement

Income statement2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Revenue$3.8B$3.8B$4.3B$3.9B
Gross Profit$2.1B
Operating Income (EBIT)$1.0B
Net Income$518M$277M$718M$223M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

BFH Quarterly Revenue & Earnings — Last 8 Quarters

Quarterly income statement2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31
Total Revenue$1.0B$975M$971M$929M$970M
Net Income$181M$54M$188M$139M$138M

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

BFH Free Cash Flow History

Cash flow2025-12-312024-12-312023-12-312022-12-312021-12-31
Dividends Paid($42M)($43M)($42M)($43M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

BFH Quarterly Free Cash Flow — Last 8 Quarters

Quarterly cash flow2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-31
Dividends Paid($14M)($11M)($9M)($10M)($12M)

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

BFH Balance Sheet History

Balance sheet2025-12-312024-12-312023-12-312022-12-312021-12-31
Total Assets$22.7B$22.9B$23.1B$25.4B
Total Liabilities$19.3B$19.8B$20.2B$23.1B

USD; $M / $B as marked. Newest period first. Source: public company filings (via Yahoo Finance aggregation).

Quarterly statements, profitability ratios, price history, insider activity and institutional holders are in the interactive BFH viewer.

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